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    Burn Baby Burn - A Cigar Story

   A Charlotte, North Carolina man, having purchased a case of rare, very
   expensive cigars, insured them against ... get this
   Within a month, having smoked his entire stockpile of fabulous cigars,
   and having yet to make a single premium payment on the policy, the man
   filed a claim against the insurance company. In his claim, the man
   stated that he had lost the cigars in "a series of small fires."
   The insurance company refused to pay, citing the obvious reason that
   the man had consumed the cigars in a normal fashion. The man
   sued...and won!
   In delivering his ruling, the judge stated that since the man held a
   policy from the company in which it had warranted that the cigars were
   insurable, and also guaranteed that it would insure the cigars against
   fire, without defining what it considered to be "unacceptable fire,"
   it was obligated to compensate the insured for his loss.
   Rather than endure a lengthy and costly appeal process, the insurance
   company accepted the judge's ruling and paid the man $15,000 for the
   rare cigars he lost in "the fires." After the man cashed his check,
   however, the insurance company had him arrested ... on 24 counts of
   With his own insurance claim and testimony from the previous case
   being used as evidence against him, the man was convicted of
   intentionally burning the rare cigars and sentenced to 24 consecutive
   one year terms!


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