A little old lady gets onto a crowded bus and stands in front of 
a seated young girl. Holding her hand to her chest, she says to 
the girl, "If you knew what I have, you would give me your seat." 
The girl gets up and gives up her the seat to the old lady. It is 
hot. The girl then takes out a fan and starts fanning herself. 

The woman looks up and says, "If you knew what I have, you 
would give me that fan." The girl gives her the fan, too.

Fifteen minutes later the woman gets up and says to the bus 
driver, "Stop, I want to get off here." The bus driver tells her he 
has to drop her at the next corner, not in the middle of the 
block. With her hand across her chest, she tells the driver, "If 
you knew what I have, you would let me off the bus right here." 

The bus driver pulls over and opens the door to let her out. As 
she's walking out of the bus, he asks, "Madam, what is it you 
have?"

The old woman looks at him and nonchalantly replies, 
"Chutzpah."