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For his birthday, little Joe asked for a 10-speed bicycle. His father said,
"Son, we'd give you one, but the mortgage on this house is $280,000 and
your mother just lost her job. There's no way we can afford it." 

The next day the father saw little Joe heading out the front door with a
suitcase. So he asked, "Son, where are you going?" 
Little Joe told him: "I was walking past your room last night and heard you
telling Mom you were pulling out. Then I heard her tell you to wait because
she was coming too. And I'll be damned if I'm staying here by myself with a
$280,000 mortgage and no bike!"

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