A Letter from Account Receivables

DATE

COMPANY
ADDRESS
CITY, STATE, ZIP

Attention:  _____________________

Dear    ____________________,


Will you get off your dead ass and take care of your obligations!  We are
still holding the insufficient check that we called you on over a month
ago.  I know you told me you were waiting to get paid for a job that was
due over a year ago.  Get real.  If they haven't paid you yet they are
probably not going to.  That is not our problem.

Girl, you are going to go to jail if you don't pay for this check.  We are
not willing to wait any longer for our money.  If I had my way, we wouldn't
sell you any product at all.  You are not a good risk.  We put you on open
account and you drug your feet in paying us, so we put you on COD only and
now are sitting on a check you wrote when you knew damn good and well that
it wasn't worth the paper it was printed on.  And I love how you got your
husband involved.  When I made the first phone call, he acted incredulous
that the check wasn't any good.  He had me going!

The prosecutor of our county will be contacting you.  She is really good at
collecting.  Kelly's her name and collecting is her game!

One other point, we will only accept a credit card payment for any
purchases you make with us from now on.  We will let the credit card
company charge you 20+% for as long as it takes for you to pay them. 
Again, not our problem.

Yours truly,


Accounts Receivables