Larry's barn burned down, and Susan, his wife, called the insurance
company ...

Susan: We had that barn insured for fifty thousand and I want my money.
Agent: Whoa there just a minute, Susan; it doesn't work quite like that. 
We will ascertain the value of the old barn and provide you with a new one 
of comparable worth.
Susan, after a pause: I'd like to cancel the policy on my husband.